Commercial

Liability

Liability : Workmen Compensation

This insurance is designed to protect Employers against their liability towards employee’s arising out of “Death, Bodily Injury and illness” of the employee, arising in the course of employment in accordance “Workmen Compensation Law” of the country (In UAE, Federal Law 8 of 1980, UAE)

The insurance is suitable for any organization having employees as defined in the Labour Law of UAE.

  • Alternate Text Medical Expenses
  • Alternate Text Expenses for Repatriation of Mortal Remains
  • Alternate Text Employer's Liability
  • Alternate Text 24 hours Personal Accident

Employer's Liability

This insurance designed to protect Employers against employee’s “Death, Bodily Injury and illness” as a result of employer’s negligence in the course of employment in accordance with “Sharia’ Law or any applicable laws of UAE”

In addition, the insurance covers associated costs such as “legal fees and costs” of defending the action.

The insurance is suitable for any organization having employees as defined in the Labour Law of UAE.

Public Liability

This Plan is designed to protect “Business Owner” against their legal liability caused by “Negligence” or negligence of your employees in the course of their work, or by way of defect in the premises, ways, works, machinery and plant.

The insurance compensate for :

In addition, the liability mentioned also includes “Legal Charges and Expenses”.

Professional Indemnity

This insurance provides cover against legal liability caused by “Professional Negligence” or “Errors and Omissions”. It includes insured, insured’s business predecessors or any person employed by insured. In addition, This insurance includes insured’s Defense Costs and Expenses

This insurance is designed to suit :

  • Alternate Text Lawyers
  • Alternate Text Architects
  • Alternate Text Engineers
  • Alternate Text Doctors
  • Alternate Text Surveyors
  • Alternate Text Consultants
  • Alternate Text Accountants
  • Alternate Text Information Technology / Software Professionals / Consultants / Firms

Medical Mal Practice

This insurance provides cover against legal liability caused by “Professional Negligence” or “Errors and Omissions”. It includes insured, insured’s business predecessors or any person employed by insured.

In addition, This insurance includes insured’s Defense Costs and Expenses

This insurance designed to suit :

  • Alternate Text Hospitals/Clinics
  • Alternate Text Diagnostic Centre
  • Alternate Text Doctors
  • Alternate Text Nurses
  • Alternate Text Lab Technicians

Product Liability

This insurance designed to protect Manufacturers against their legal liability for claims raised by “Third Parties” during the period of cover due to “Injury or Damage” caused by a “Product” manufactured or sold.

Director's & Officer's Liability

This insurance designed to protect “Directors and Officers” liability arising from actions connected to their corporate positions.

The insurance provides Financial Protection for the directors and officers of the company in the event that they are sued in conjunction with the performance of their duties as they relate to the company.

The insurance usually includes Employment Practices Liability and sometimes Fiduciary Liability. The former involves harassment and discrimination suits, and is where the majority of exposure will be.

Haulier's Liability

This insurance is designed to cover the liability of Carriers of cargo (Bailees) against the following:

  • Alternate Text Liability towards cargo being carried
  • Alternate Text Liability towards public (both bodily injury and property damage) arising from the operation
04 595 9666