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Motor Insurance:
Global Drive
Basic Cover
Global Drive is an innovative new motor protection policy that offers a host of unique advantages in comparison with a normal motor insurance policy. At Dubai National Insurance & Reinsurance, we have a commitment to understanding your motoring needs and customising products to match those needs. Hence we have developed the Global Drive policy, which provides benefits to cover many of the travelling incidents that can take place such as:
A collision with another vehicle or obstacle
A burst or flat tyre
Running out of gas
Injury to yourself as the driver, passengers in your vehicle or others
Windscreen Breakage
Breakdown during a journey
Besides motor related problems, the following could also occur:
Disappearance or damage to luggage during land or air travel
A medical emergency requiring repatriation or transport.
Benefits
To give our customers the power of choice, we are able to offer the Global Drive program in two distinct categories, namely, SILVER & GOLD.
A schedule of benefits in addition to normal comprehensive motor insurance is shown below:
| |
SILVER |
GOLD |
| Third Party Property Damage |
1million |
2 million |
| Oman Extension |
Yes |
Yes |
| Free 13th Month |
Yes |
Yes |
| Legal Liability: |
| Household Members |
Yes |
Yes |
| Passengers |
Yes |
Yes |
| Domestic Servants |
Yes |
Yes |
| Emergency Medical Expenses
(Dhs.2,500/- per occurrence) |
Yes |
Yes |
| Technical Assistance |
Yes |
Yes |
| Clothing & Personal Effects (Limit - Dhs.2000) |
Yes |
Yes |
| Screen Breakage - No excess Limit - Dhs.1500 |
Yes |
Yes |
| Screen Breakage - No loss of NCD
Limit - Dhs. 1500 |
Yes |
Yes |
| Natural Calamities |
Yes |
Yes |
| Litigation Expenses (Limit - Dhs. 5000) |
Yes |
Yes |
| Agency Repair for brand new vehicles |
Yes |
Yes |
| Personal Accident Benefit for : |
| Drivers |
Optional |
Yes |
| Passengers |
Optional |
Yes |
| Agency Repair for add. 1-3 years |
Optional |
Optional |
| Loss of Use |
No |
Yes |
| Replacement vehicle in case of total loss |
No |
Yes |
| Worldwide Personal Assistance |
No |
Yes |
| Worldwide Luggage Assistance |
No |
Yes |
| Waiver of Excess |
No |
Yes |
ALSO IN GLOBAL DRIVE
Technical Assistance
Worldwide Personal Assistance
Worldwide Luggage Assistance
Motor Proposal Form
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